IS A “CHARGED OFF” DEBT STILL COLLECTABLE?

If you have a debt that has been "charged off" this means that your original creditor has written your debt off their books. However, this DOES NOT mean that you are not responsible for the payment of the debt. Creditors often sell individual debts to third party...

Types of Car Insurance

Many people are confused about what insurance coverage they carry.  I have heard time and time again that people believe they have "full coverage" after being involved in an automobile accident when they have minimal coverage. The Florida Responsibility Law does...

How Much Does It Cost to File for Bankruptcy?

This is the most common question I get during an initial phone call.  There are three components to look at to determine the total cost of your bankruptcy: Credit Counseling Court Costs mandated by the Middle District (Federal Bankruptcy Court) Attorneys Fees Credit...

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