Personal Injury FAQs


Should I see a doctor for my injury?  You may not feel any pain or discomfort immediately after an accident but you should still have a medical examination in case there are any hidden injuries. It is not uncommon for some people to feel worse several days after an accident than they did at the accident scene.

Who will pay for my medical care if I am injured?  If you have personal injury protection benefits on your policy, your insurance will cover your medical expenses up to your coverage limit amount less your deductible. However, certain exceptions apply so it is important to contact an attorney to assist you in navigating that process.

Can I select the doctor I want to treat with after the accident?  You can choose any doctor you wish.

What if I have to miss work to attend treatments after the accident? Keep an accurate record of date and times that you miss work.  You are entitled to lost wages incurred as a result of the accident.

What happens to my medical bills after the accident?   There are ways to postpone the payment of your medical bills until your case is resolved.  This will prevent your unpaid medical bills from going into collections.  It will also enable you to get treatment and pay for it later out of your settlement or trial compensation award.

Can I rent a car while my vehicle is being fixed?  Yes. However, you may have limits on what your insurance company will pay for depending on your rental coverage for your policy term.

How much will I get to repair my car?   You are entitled to be “made whole”, which means the insurance company should fix your car so its in the same condition it was prior to the accident. If the car repairs exceed the value, then the insurer may declare it a “total loss”.

How much does it cost to hire an attorney?  Personal injury cases are handled on a contingency fee basis – which means you only pay an attorney fee if you recover money.  If you recover nothing, you pay nothing. The attorney pays for all the costs associated with prosecuting your claim and gets reimbursed for those costs and his/her fees out of the settlement proceeds.

Do I have to sue to recover damages?  After your treatment is completed and your case is investigated, a demand will be issued to the insurance company.  Many times cases get resolved without the necessity of filing a lawsuit.  However, if the insurance company does not make a fair offer on your case, filing a lawsuit maybe necessary.  Your attorney should discuss with you the benefits and/or drawbacks of accepting or rejecting a settlement offer and whether or not an offer is reasonable so that you can make an informed decision on how to proceed with your case.

How much is my case worth?  Every case and every client is completely unique.  The potential value of your case depends on a multitude of factors from the significance of property damage to your vehicle to the credibility of the witnesses and parties in the case.
You can potentially be compensated for past and future lost wages, past and future medical expenses, as well as, past and future pain and suffering.

Still have questions about your potential case? Contact the Gina Rosato Law Firm at (813) 463-8000 for an initial consultation.Your Tampa Personal Injury Law Firm.

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