STUDENT LOAN DEBT

Over 40 million Americans own money on student loans with an average balance of $29,000. The total debt is owed by Americans is over $1 trillion dollars. This has become a huge burden on many people. We can help you review and analyze your financial situation and the impact that the student loan owed has on your finances. It is important to understand and take control of managing your finances. With the help of an attorney you can devise an action plan.

STUDENT LOAN NEGOTIATION

We may be able to assist you in negotiating your student loan debt. Option include: validating a hardship, extended a repayment plan, deferment, forbearance or bringing the loan out of default.

BANKRUPTCY AND STUDENT LOANS

Education costs are constantly rising every year making it more difficult to repay them for many people. Student loans are unsecured debt and are generally not dischargeable in a bankruptcy unless a hardship can be established.