You are legally required to have $10,000 in personal injury protection (PIP) benefits to drive a car in Florida. This coverage is meant to pay for your medical expenses if you have been involved in an automobile accident. The law requires you to seek treatment within 14 days, otherwise you forfeit your coverage even though your have paid your policy premium on time. Even if you receive treatment within 14 days, you may be limited to only $2,500 of your $10,000 in coverage if you do not get an opinion from a medical doctor that you have sustained a serious injury or “emergency medical condition”. Now it is more important than ever to consult with an attorney after an accident to protect your benefits.