Financial stress affects thousands of Tampa Bay families every year. Whether it’s overwhelming medical bills, job loss, creditor harassment, or the threat of foreclosure, the burden can feel crushing. If you’re struggling with debt in Tampa, Wesley Chapel, St. Petersburg, or surrounding areas, a Tampa bankruptcy attorney like Gina Rosato can help you explore real solutions for a fresh financial start.
At The Gina Rosato Law Firm, P.A., we provide compassionate, experienced representation in Chapter 7 and Chapter 13 bankruptcy, personal injury, and foreclosure defense.
Understanding Your Bankruptcy Options in Florida
Chapter 7 Bankruptcy (Liquidation)
- Eliminates most unsecured debts (credit cards, medical bills, personal loans).
- Typically completes in 4–6 months.
- Ideal if you qualify under the Florida Means Test and want the fastest fresh start.
- Many clients keep their home, car, and essential belongings through Florida exemptions.
Chapter 13 Bankruptcy (Reorganization)
- Allows you to keep your home and vehicle while catching up on missed payments.
- 3–5 year repayment plan for manageable monthly payments.
- Excellent for stopping foreclosure and restructuring debts.
5 Powerful Reasons Tampa Residents File Bankruptcy
- Stop Creditor Harassment — The automatic stay immediately halts collection calls, lawsuits, and wage garnishments.
- Prevent or Stop Foreclosure — Protect your home with Chapter 13 or explore deed-in-lieu options.
- Discharge Overwhelming Debt — Gain relief from medical bills, credit cards, and other unsecured debt.
- Rebuild Your Financial Future — Most clients begin rebuilding credit within months.
- Personalized Guidance — Gina Rosato limits her caseload to provide the attention every client deserves.
Why Choose Gina Rosato as Your Tampa Bankruptcy Attorney?
- Nearly 30 years of legal experience, including corporate and litigation background.
- Licensed in Florida and the Middle District of Florida Bankruptcy Court.
- Personalized service with free phone consultations.
- Proven track record helping hundreds of Tampa Bay clients.
- Compassionate approach during difficult times.
“The attorney you choose will affect the outcome of your case. I limit my caseload so I can give every client the time, attention, and care they deserve.” — Gina Rosato
Also Serving Personal Injury Clients in Tampa
In addition to bankruptcy, The Gina Rosato Law Firm handles:
- Car Accidents
- Slip and Fall Accidents
- Traumatic Brain Injury
- Serious Injury Claims
We work on a contingency fee basis — no upfront costs.
Frequently Asked Questions
Will I lose my house or car? In most cases, no. Florida exemptions and strategic filing can protect your assets.
How long does bankruptcy stay on my credit? Chapter 7: up to 10 years. Chapter 13: up to 7 years. Many clients see credit improvement much sooner.
How do I get started? Call (813) 463-8000 for a free phone consultation. We’ll review your situation and recommend the best path forward.
Take the First Step Toward Financial Freedom
Don’t let debt control your life any longer. Whether you need immediate relief from creditors or long-term debt restructuring, experienced Tampa bankruptcy attorney Gina Rosato is here to help.
Contact The Gina Rosato Law Firm today for your free consultation.
- Phone: (813) 463-8000
- Office: 3335 W Bearss Avenue, Tampa, FL 33618
Service Areas: Tampa • Wesley Chapel • St. Petersburg • Hillsborough County • Pinellas County • and throughout Tampa Bay
Tags: Tampa Bankruptcy Attorney, Chapter 7 Bankruptcy Tampa, Chapter 13 Lawyer Florida, Stop Foreclosure Tampa, Gina Rosato Law Firm, Personal Injury Attorney Tampa
Bankruptcy is a powerful tool for a fresh start. Let us help you navigate the process with confidence and care.
